You might have made a list of all you want to achieve this year.
You may have gone a little further and written bulletpoints for each goal, to outline how exactly you’ll achieve them
Maybe you went even further and cut pictures to create a collage and give your visions a new life
This process- if you’re anything like me- would have filled you with with hope, with enthusiasm and most of all, the realisation of how EXPENSIVE everything is. I mean what on earth is going on? Driving lessons for 30 Quid an hour? Have you seen the price of train tickets?! And don’t even look at Rightmove. You might start to shed real tears as you realise that existing as an adult appears to solely be to work for money that very swiftly vacates your account again.
After starting to earn an income consistently, and beginning to make future plans, I really started to wonder why on earth we weren’t taught any of these useful things at school.
Well BRB, off to the drawing board to crunch numbers. Perhaps a budget planner is best? Or maybe I should start investing, or maybe an app?! An app will help me right??
Below are 4 Youtubers who talk openly about money. Money making, Money Saving, financial freedom and everything in between. I’ve found them helpful, I hope you do too.
The Financial Diet
Started by founder Chelsea Fagan to document her own finances, ‘The Financial Diet‘ has blossomed into a wonderful resource for people (especially women) to learn about personal finance “in a way that doesn’t make you want to curl up in a ball and cry.” The videos are informative, relevant and very interesting. Learn about everything from improving your credit score to advice on negotiating a pay-rise, this channel has something for everyone.
The Break Platform
‘The Break’ was started by youtuber and business woman Patricia Bright as a place for people-especially women- to learn about all things money related. In her videos, she delves into topics such as investing, creating passive streams of income and managing money when self-employed. Not only are these videos so informative, but Patricia’s bright personality makes the otherwise rather dull topic of money seem somewhat..riveting.
I came across Aja’s channel a couple of years ago and found her to be very inspiring and relatable. Aja, once $200,000 in debt, has slowly paid off her debt, documented her financial journey and graciously shared any avoidable mistakes along the way. Thinking about creating a budget but don’t really know where to start? Aja’s channel is chock-full of detailed budget plans, which may be helpful to those just starting to get their head around the idea of planning their money. She breaks down costs in percentages, to help put her spends into context.
Young and ambitious Lamide recently started her journey in property investing and is documenting her progress on her channel. Her content is inspiring and informative, leaving you with a realistic sense of the obstacles that come with being self-employed/ an entrepreneur. Regardless of your own financial goals, her videos make the idea of saving, investing and increasing your income as a “normal” person seem realistic and attainable.